General Loan
1 – Term and Conditions
| Loan Amount (USD) | Up to USD 500,000 |
| Loan Tenor (Months) | Up to 180 |
| Interest Rate (p.m) | 0.9% – 1.5% (Negotiation) |
2. Repayment Method
| (1) Annuity base (fixed monthly payment: P+I) |
| (2) Declining (equal installment repayment of principal) |
3. Terms and conditions of product subscription
| (1) Borrower age | from 18 years old |
| (2) Personal documents | Copy of: – Borrower’s identification documents (i.e. ID card, passport) – Borrower’s family record book – Borrower’s residence book (If any) |
| (3) Occupational documents | Borrower shall submit documents related to his/her employment and/or business to Bank as follows |
| Business | Copy of:
– Certificate of Registration – Patent Certificate – Operation License – Financial Statements – Other Related Documents (If any) |
| Employment | Copy of:
– Employment confirmation letter and/or ID card from borrower’s current company – Copy of salary payment slip issued in the last 3 months (if applicable) |
4. Collateral
| – Soft Title or Hard Title issued by Commune or District Level |
| – L-Map Receipt issued by Cadastral Office (Boundary Confirmation issued by Commune Level) |
| – Title Deed |
